MOSCOW, 17 Sep. The Bank of Russia does not set itself the task of making the digital ruble the most popular form of money, people will evaluate its advantages gradually, said the head of the regulator Elvira Nabiullina. The format for launching the digital ruble is currently being discussed, it is assumed that it will be in the form of a unique digital code that is stored in a special electronic wallet, and will become a full-fledged means of payment on a par with a regular ruble. The Bank of Russia plans to start testing a prototype platform for the digital ruble in January, and its development is under way. it will be more convenient, they will switch, they will keep money in three forms, as they do now in two, «Nabiullina said in an interview with RBC. At the same time, in her opinion, the digital ruble carries several advantages. The first is the ability to access the wallet that stores digital rubles, regardless of the bank where the account is opened. Second, these are more attractive rates for transfers, at least in comparison with the Fast Payment System (FPS).
Nabiullina predicted a gradual replacement of the dollar by other currencies These low prices, Nabiullina explained, can be provided by the fact that, firstly, the current level of technology allows to reduce transaction costs, and secondly, there is no monopoly or oligopoly setting of tariffs. platforms of the digital ruble are considering the possibility of making payments offline where there is no Internet, she concluded.
Nabiullina: rates on bank deposits will become attractive again
