The expert explained when the bank can demand to return the «withdrawn» money

MOSCOW, 18 Sep. Banks do not require citizens to return money withdrawn from accounts or deposits. But this is done by the Deposit Insurance Agency, the head of the analytical research department of the Higher School of Financial Management Mikhail Kogan told the Prime agency. The agency demands to return the money in court in case of the bank's license revocation and bankruptcy of the credit institution. This can be encountered even a year after the receipt of funds, the expert draws attention. The DIA makes claims to suspicious, in his opinion, transactions that deprive other creditors of the right to a refund. For example, if the depositor received money out of turn. Suspicions are caused by the withdrawal of money by persons or companies associated with the bank's employees or any non-standard operations. The position of the DIA is that every client who avoided the nervous and long process of bankruptcy of a financial institution knew about its problems and persuaded employees to quickly withdraw money from their accounts, the expert notes. “In order not to get into such a situation, it is recommended to choose reliable and large banks from the top 20, including those with state participation,” the expert recommends. Aggressive advertising of a bank, where higher rates are indicated, is an indicator that this credit institution should not be chosen , concluded the expert. The Russians were told why an ATM can «eat» a card