MOSCOW, March 16 The State Duma adopted in the first reading a package of bills amending legislation in connection with the introduction of the digital ruble.
The documents submitted by a group of deputies and senators were developed as part of the implementation of the national payment system development strategy for 2021-2023, approved by the Bank of Russia. “The expansion of the use of digital technologies through the introduction of the digital ruble should help increase the availability, speed, convenience and security of settlements while reducing costs,” says one of their authors, head of the State Duma Committee on the financial market Anatoly Aksakov.
The first bill amends a number of laws in terms of determining the legal status and rules for using the digital ruble, including the rules for the circulation of digital rubles in Russia and foreign countries. Moreover, it is established that the digital ruble is the currency of the Russian Federation.
And the Bank of Russia is legally assigned the status of the operator of the digital ruble platform and the authority to organize and ensure the functioning of such a platform. At the same time, the responsibility of the Central Bank for the safety of digital rubles and the correctness of accounting for information on transactions with them is established. It also establishes the specifics of the collection of digital rubles recorded on the digital account (wallet) of the debtor.
The second bill makes the necessary changes to the Civil Code. They refer digital rubles to non-cash funds and regulate issues related to the conclusion and termination of a digital account (wallet) agreement and the implementation of operations on it, including the features of debiting digital rubles from such an account.
At the same time, rights under a digital account (purse) agreement cannot be pledged. At the same time, the rights to digital rubles recorded on a digital account (purse) can be bequeathed at the discretion of the citizen. At the same time, the possibility is established for the heirs to receive funds from the digital account (wallet) of the testator to organize his funeral, by analogy with the current procedure for receiving in such a case the testator's money in his bank accounts.