MOSCOW, April 4Russian banks, before the law came into force — May 1 — began to cancel commissions for their clients for transfers to themselves; Tinkoff and Alfa have already refused interest for such a service, writes newspaper «Izvestia».
Russian banks should cancel the commission for transferring yourself to another bank. The amount for transfer without commission will be up to 30 million rubles per month according to SBP and details.
At the same time, some Russian banks switched to such transfer conditions ahead of time, while others, for example, Sberbank, reported that they would implement this functionality on time.
“Sberbank plans to launch this service by May 1 in accordance with the requirements of federal law,” the bank noted. Also, DOM.RF Bank, PSB, Pochta Bank, Crimean RNKB, and Sinara Bank are also planning to cancel the commission on time.
Meanwhile, at Tinkoff, transfers to yourself to accounts of other banks are, in principle, always free. The credit institution said that the absence of interest on transfers has been in effect since the launch of transfers by phone number. At the same time, there is no transfer fee in this credit organization not only for yourself, but also for the benefit of other people.
“»New legislation requires credit institutions not only to cancel commissions for transfers to themselves up to 30 million rubles, but also to ensure the ability to fully use this limit within one transfer. Thus, commissions and limit restrictions, which previously significantly complicated the ability to choose the most convenient bank in terms of services, are excluded at the legislative level,” Tinkoff clarified.
Alfa Bank abolished the commission for transfers to other banks in April 2023. We are talking about transfers from card to card, using the details in the application, through SBP by phone number, for ruble transfers from card to card to most foreign banks.
According to Vitaly Kopysov, Director of Innovation at Sinara Bank, with the help of an increased limit, at first, liabilities will move more actively between market players: closing deposits in one bank and transferring them to another will become easier.