MOSCOW, April 30Russians will have the opportunity to transfer up to 30 million rubles monthly without commissions between their own accounts, Dmitry Ferapontov, a senior lecturer at the Department of Banking at Synergy University, said in an interview with the Prime agency.
According to him, this is a very relevant innovation. The fact is that amounts of more than 300 thousand rubles are inconvenient to move from one bank to another, even if you use ATMs. In addition, it is unsafe.
«Of course, it is the client who benefits first from innovations — his potential transaction amounts increase along with the limit,» the economist is sure.
He recalled that the restrictions in force until recently made payment more difficult transactions with real estate or cars. People had to pay a commission for transferring their own money between banks, that is, a kind of “non-cash collection” tax. To avoid expenses, it was necessary to transport part of the funds in cash. Now there is no need to do this: transactions with large amounts will become more convenient and transparent, Ferapontov concluded.