Lawyer: banks to raise interest rates on loans due to fines for deceiving clients
Banks may raise interest rates on loans due to fines for deceiving customers. From 2025, sanctions against organizations that «profit» from consumers are proposed to be increased tenfold. A lawyer told the Prime agency about the possible consequences of this for Russians.
Earlier, the head of the State Duma Committee on Financial Markets, Anatoly Aksakov, said that the fine for imposing additional services is planned to be set at 0.1% of capital.
In turn, the lawyer warned that financial organizations will probably want to compensate for costs — to do this, they will increase interest rates on loans. Thus, loans will be even less profitable for Russians.
Banks may also increase fees for services and transactions, as well as step up the offer of their digital products.
Earlier it became known that a new financial mechanism will be launched in Russia on July 25, according to which banks will have to return money stolen by fraudsters to clients.