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MOSCOW, June 14 VTB is increasing rates on market mortgage programs by 0.5 percentage points from June 17, the minimum will now be 18%, the press service reported jar.
“Due to the continuing increase in the cost of OFZ, from June 17, VTB will adjust the conditions for its own mortgage programs, increasing the base rate by 0.5 percentage points,” the message said. 
Thus, funds for the purchase of apartments in the primary and secondary markets will be available from 18% per annum, subject to comprehensive insurance, confirmation of income and employment, a down payment of 30% and a large loan amount (for future salary clients — from 17.9%).
It is noted that clients who receive approval of applications before June 17 will be able to take advantage of previously valid rates until July 13 inclusive.
The message states that VTB maintains all existing discounts for clients. Borrowers can still receive a discount of 0.2 percentage points for a large loan amount, 0.3 percentage points when submitting an online application, using secure payment services and electronic registration for a transaction or receiving a salary on a bank card and 0.4 percentage point — when transferring salaries to VTB.
“»The Bank also leaves unchanged rates on preferential programs: for mortgages with state support loans — 8%, for «family» and IT mortgages — 6% and 5%, respectively, for Far Eastern and «Arctic» mortgages — 2 %,» the press service added.
Earlier in June, Sberbank increased mortgage rates by 1.5 percentage points, the minimum now being 18.2%. The increase will not affect mortgage programs with state support, the bank’s press service reported.