Gold bar. Archival photo MOSCOW, January 6 The best metal for investment in 2022 will be gold: its price grows during the crisis, you can choose different methods of investment, but do not forget about the pitfalls of this type of investment, the director of the regional network for working with wealthy clients of BCS Mir told RIA Novosti investment «Grigory Sosnovskiy.» First of all, of course, we are talking about gold. At the moment, in the minds of investors, gold is a safe haven, an asset that grows when everyone else falls … Gold is an asset of a frightened investor, a kind of hospital for investment worries. Of course, those investors who purchased gold instead of other assets a couple of months before the crisis did the right thing, «Sosnovsky said, answering the question about which metal should be chosen for investment in 2022. 
The Ministry of Natural Resources expects a fall in private investment in hydrocarbon exploration According to the expert, gold should be considered as part of a conservative portfolio and 15-20% should be allocated to it. At the same time, the «gold» share of your investments must be maintained, always replenishing regardless of the quotes, since this metal falls during periods of growth of other assets. You can invest in gold by purchasing shares of the fund, for example, ETF: they are easy to buy or sell, there are no risks that arise when storing metal. When buying a real bar, you will need to pay 20% VAT and remember that even a small scratch can significantly reduce the cost. Depersonalized metal accounts allow you to buy even 1 gram of gold, but they are not insured, the purchase and sale prices are very different, and there is no physical backing of gold. — this is the purchase of a BPIF for gold. «If this BIF is a Russian security, then there is a tax deduction on investment income when holding a position for more than 3 years (just like in other exchange-traded securities),» the expert recalls. However, he is somewhat skeptical about metal investments and calls them «purely speculative history.» The fact is that this asset does not generate money in the form of dividends or coupons, income and loss are formed only due to price changes. «Therefore, over a long horizon, the expected return on such assets is at best at the inflation rate,» said Bragin. Among other metals for investment, one can consider those that are used in industry, for example, the platinum-palladium group. Such metals rise and fall along with the change in demand for them, therefore it is worth buying and selling them only if there is an understanding of the economic processes associated with the use of this type of investment, Sosnovsky emphasized. 
The Russians were given investment advice until the end of the year
