Avtotek experts analyzed inspection reports of used cars between January and August 2023 and found out which models were most often subject to bail. Experts note that the share of cars pledged decreased by 11% compared to the same period in 2022. Statistics showed that in 2023, eight-year-old cars were most often bailed out, the average cost of which was 1,325,000 rubles. Analysts also named the regions in which cars most often and least often became collateral.
Autoteka’s research is based on the analysis of reports on the history of cars with unique VIN numbers, which record facts of using cars as collateral for the past 8 months of the current year.
When buying a car with collateral, you should take into account the possible risks of such a transaction. If the previous owner does not repay the debt in a timely manner, the buyer of such a car may be left without a vehicle at all — the car will be confiscated, and its value will be collected against the debt. In order to make sure that the car is not under collateral, you should additionally check its history before purchasing. During the initial selection, an online check of the vehicle's history will help you identify mortgaged cars. However, before concluding a transaction, you should contact a notary to eliminate encumbrances. experts from the Avtotek “Portrait” service of a pledged car
According to the results of a study by Avtoteka, in 2023, Chinese brands became leaders among pledged cars. Most often, Haval cars were pledged — the brand accounted for 17.7% of all inspected cars pledged across the country in January-August of this year. In second place is another brand from the Middle Kingdom — FAW (12.9%). The third place is occupied by the Japanese brand Datsun (9%). The top 5 among the brands whose cars were most often pledged are Geely (8.8%) and Chery (7.8%).
Cars of the Daewoo brand were the least likely to be bailed out (0.9%). Also, practically no Dodge (2.2%), Honda (2.4%), FIAT (2.4%) and Suzuki (2.7%) were bailed in 2023.
Daewoo Nexia
According to the results of the study, the used car model that was most often pawned was the Kia K5. Among the total number of pledged cars checked in January-August 2023, the Korean sedan accounted for 21.2%. In second place is the Haval F7x with a share of 19.9%. Geely Coolray, with a collateral share of 19% of all pledged cars, occupies third place in the ranking. The top 5 models most often pledged are Kia Rio X (17.5%) and Haval F7 (17.2%).
VAZ (LADA) 2114 Samara and Daewoo Matiz owners are least likely to cars were pawned (0.7% each). Also, the Daewoo Nexia (0.8%), VAZ (LADA) Kalina (1.3%) and Hyundai Getz (1.3%) models were less likely to become collateral.
Hyundai Getz In which regions does a car most often become collateral?
Avtotek experts note that most often cars are collateralized in the Khanty-Mansiysk Autonomous Okrug. At the same time, the share of pledged cars in the region in January-August 2023 decreased year on year. Also included in the ranking of regions where a car often becomes collateral is Tatarstan, Perm Territory, Bashkortostan and the Republic of Adygea. Cars are least likely to be bailed in the Vladimir and Smolensk regions, as well as in the Chechen Republic.