MOSCOW, November 10. Banks are required not only to provide information on the movement of funds in client accounts at the request of the tax authorities, but also to independently report some transactions, senior managing partner of the law firm PG Partners Pyotr Gusyatnikov told the Prime agency.
First of all, , the Federal Tax Service reports one-time transfers for a significant amount – from approximately 600 thousand rubles. “The bank will do this even if you transfer money to your own account, for example, in another bank,” the lawyer warns. The same applies to real estate transactions over 3 million rubles.
The bank will also notify the tax office about the return of more than 100 thousand rubles from the mobile operator’s account. The fact is that such transactions are often used for cashing out or in fraudulent schemes.
In general, banks can report any customer transactions that seem suspicious to them. Questions often arise for accounts where more than 30 money transfers and withdrawals are made daily or where more than 100 thousand rubles are “rolled through”. Banks will also be wary of the lack of everyday transactions – payment for purchases in stores, fines, and utilities. Transfers from foreign citizens or from a foreign account will also attract attention, Gusyatnikov concluded.