GENERICO.ruЭкономикаThe study revealed the average size of deposits opened in the first half of the year

The study revealed the average size of deposits opened in the first half of the year

MOSCOW, July 9 The average size of a deposit in Russia opened in the first half of the year exceeded one million rubles, according to a study by the financial marketplace «Banki.ru», which is y .
“The average size of a deposit opened through the Banki.ru platform in the first half of the year was about 1.1 million rubles,” the materials say.

Noted , that when comparing the first and second quarters, there is an increase in the indicator by 9.7% — 1.1 million rubles against 1.2 million rubles.

It is also indicated that from January to April the average deposit size showed negative dynamics. In May, there was a six-month record for the average deposit size — 1.3 million rubles, which was facilitated by banks improving conditions for deposits ahead of the June meeting of the regulator.
However, in June, after the Central Bank of the Russian Federation maintained the key rate and deposit rates stabilized, there was a correction in the average deposit size, which decreased by 9%. According to analysts, this may be due to the desire of some depositors to wait for the results of the July meeting of the regulator, at which the key rate could be raised to 18%, which, in turn, will have a positive impact on deposit conditions.
Deposits with a maturity of 6 months turned out to be the most popular, accounting for more than 94% of the total number of open deposits. In second place are deposits for a period of 3 months – these deposits accounted for a share of 5.4%. Third place was taken by annual deposits with a share of 0.2%.
«Such a distribution may be associated with two factors. The first is the high demand for six-month deposits, the second is the willingness of banks to attract funds for a given period at increased rates, as a result of which credit institutions “highlight” such deposits, offering better conditions» , notes Bogdan Zvarich, chief analyst at Banki.ru.

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