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MOSCOW, July 11. The Central Bank of the Russian Federation has doubled the list of signs of fraudulent transactions that banks must follow to prevent such transfers — now there are 6 such signs, the regulator’s press service reports.
“The regulator has doubled the list of signs of fraudulent transactions that banks must follow to prevent such transfers — now there are six of them. The order of the Bank of Russia with updated criteria will come into force on July 25, 2024,” the regulator said in a statement. 
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On the same day, the law on new mechanisms to counter suspicious transactions using these signs will come into effect, the Central Bank notes.
«Thus, transfers will have to be suspended to accounts that previously, according to the anti-fraud systems of banks, were subject to fraudulent transactions. Moreover, even if the affected clients did not report the fraud to the bank and the accounts of the attackers were not transferred to the Bank of Russia database , but remained only in the credit institution’s own database,” the Central Bank points out. 
In addition, the criteria now include information about a criminal case initiated against the recipient of funds. At the same time, as the regulator clarifies, she can enter the bank through any channels, and not only through information exchange with law enforcement agencies on the FinCERT platform of the Bank of Russia.
«In particular, if the client or other interested party provides a document confirming the initiation of a criminal case. In this case, the bank will suspend crediting funds to the account,» the message explains. 
< br />Banks will also be required to take into account data received from third parties indicating a fraudulent transaction. For example, as the Central Bank points out, this is information from telecom operators that before the transfer of money, telephone activity uncharacteristic for the client or an increase in the number of incoming SMS messages from new numbers, including in instant messengers, were recorded.
The Bank of Russia emphasizes that it has previously identified three signs of suspicious transactions. Banks must still take them into account when making transfers. They are obliged to suspend money transfers to accounts of criminals, information about which was obtained from the Bank of Russia database on fraudulent accounts. In addition, it is necessary to prevent transfers if an operation that is atypical for the client is identified (in terms of the transfer amount, frequency, time and place of execution), as well as if an attempt is recorded to carry out the operation from a device that was previously used by attackers, and information about it is in the database regulator.