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MOSCOW, 22 Apr. The Central Bank of Russia has prepared recommendations for domestic banks and collectors, RBC quotes Alexei Chirkov, head of the regulatory department of the service for protecting consumer rights and ensuring the availability of financial services of the Bank of Russia.
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"The regulator is interested in the fact that market participants enter into mediated intercreditor agreements. They should provide for a unified approach to collecting or restructuring the debts of a common client,” he said.
According to Denis Kuznetsov, head of the Retail Collection and Settlement division of the Sber Troubled Assets Department, 35 percent of Russian borrowers have at least two loans from different banks. In such situations, creditors begin to compete, which leads to the fact that some are in a hurry to collect the debt through the courts, while others offer to negotiate and are ready to provide restructuring.
Earlier, State Duma deputies from the LDPR faction proposed to ban the activities of collection agencies and the involvement of third parties by creditors to work with debtors.