GENERICO.ruRussiaTinkoff forced clients to agree to the transfer of their biometrics to the state; You can refuse through Russian...

Tinkoff forced clients to agree to the transfer of their biometrics to the state; You can refuse through Russian Post or by contacting the bank in person

Tinkoff Bank posted a story in its banking application, which, when interacting, forces clients, without the right to choose, to agree to the transfer of their biometric data to the state Unified Biometric System (UBS). Kommersant drew attention to this.

As the publication writes, the number of bank clients is estimated at 30 million people and, if they disagreed with sending biometrics to the EBS, all data would have to be deleted. At the same time, if the user has opened a story, then he is forced to agree. The refusal can be issued through Russian Post or through a personal application to the bank.

The biometric personal data in question mainly includes photographs taken by couriers when delivering bank and credit cards. Delivery workers are required to take two photographs during a meeting with a client: one of them shows the owner of the bank product with the envelope containing the card, and the second shows the client’s passport.

A Tinkoff employee explained to Kommersant in a customer support chat that the photographs themselves are not biometrics, but, upon consent to data processing, a digital impression is made from the photographs. “Also, the photo can be from a video call or when using Face ID, and so on,” added the publication’s interlocutor.

“If consent is collected with the aim of changing the category of previously collected personal data in order to turn it into biometric and transfer it to EBS, then this will not work, it is unlawful to obtain consent for processing after the fact,” says Comply managing partner Artem Dmitriev.

Vladimir Putin obliged business representatives to transfer biometric data of Russians to the state, in particular voice samples and facial images, in December 2022. Biometrics should be stored only in the state Unified Biometric System (UBS), created back in 2018.

Last year, Vladimir Potanin’s Interros bought out the share of Oleg Tinkov’s family in Tinkoff Bank. As a result of the transaction, the company received a 35% stake in TCS Group Holding. Before this, Tinkov himself opposed the war in Ukraine. In response to his words, the bank called the then main shareholder “one of 20 million clients” who “has been dealing with issues of his health in recent years.”

After the sale of the share, Tinkov said that the presidential administration threatened to nationalize his business. Soon after the completion of the transaction, Tinkoff Bank suspended the opening of deposits in foreign currency, decided to introduce a commission for servicing foreign currency accounts, introduced a minimum amount for SWIFT transfers of 20 thousand dollars, and then completely suspended outgoing SWIFT transfers, and also introduced a commission for storing currency in a brokerage account.

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